Insurance & coverage

NYSHIP, Anthem BCBS & No-Fault massage
in Plainview, NY.

Four ways in. All of them handled.

Most patients don't know their plan already covers medical massage. Below is exactly how NYSHIP, Anthem Blue Cross Blue Shield, HSA/FSA and No-Fault work here — the qualifying rules, the paperwork, the real cost, and who does what.

Free benefits check: text a photo of your card, front and back, to (347) 738-3251.

NYSHIP Empire Plan

Direct billing, nothing due upfront.

We're an out-of-network provider for the NYSHIP Empire Plan, and we file every claim with UnitedHealthcare for you — you never file anything yourself. There is no upfront cost for your sessions.

No prescription yet? That's handled here too, on site, the same day.

20
sessions per calendar year, typically fully covered
$0–25
co-pay per visit, confirmed before you come in
$0
due upfront — we bill NYSHIP directly
1 day
typical turnaround on a benefits check
Who qualifies
—NY State employees and retirees enrolled in the Empire Plan
—Teachers and staff of school districts that offer the Empire Plan
—SUNY employees and their enrolled dependents
—Anyone whose insurance card says “The Empire Plan”

How it works — four steps

01

Send your insurance info

Fill in the form below, call (347) 738-3251, text, or email amtpc1004@gmail.com.

Insurance ID card, front and back · plus your driver's license
02

We verify and schedule

We check your specific coverage, tell you your exact co-pay — usually $25 or nothing — and book a time that works. Normally within one business day.

03

No prescription? Telehealth on site

Come in and we connect you to our in-network physician by Telehealth, right here. You describe your symptoms; the prescription is issued on site.

Same day — no separate doctor's appointment to book.
04

Treatment — we bill directly

You receive your session and pay only the co-pay, if any. We file everything with NYSHIP. No forms to mail, no reimbursement to chase.

What to send us
  • —Insurance ID card — front
  • —Insurance ID card — back
  • —Driver's license
  • —Send to amtpc1004@gmail.com or text (347) 738-3251
Why patients come here for NYSHIP
  • —Direct billing — nothing due upfront
  • —On-site Telehealth prescription if you need one
  • —Co-pay verified before your first visit
  • —All paperwork handled start to finish

Questions we get every week

Does NYSHIP cover massage therapy?+

Yes. The NYSHIP Empire Plan covers medically necessary massage therapy with a prescription (a Letter of Medical Necessity). We bill NYSHIP directly, so nothing is due upfront — most patients pay a $0–$25 co-pay.

How many massage sessions does NYSHIP cover per year?+

Typically up to 20 sessions per calendar year when they're medically necessary. We check your specific benefits before your first visit — just send a photo of your insurance card, front and back.

I don't have a prescription. Do I need to see my doctor first?+

No. We have an in-network physician available by Telehealth in the office. You discuss your symptoms on site, the doctor issues the prescription immediately, and we handle everything from there.

Do I have to pay anything upfront?+

No. We bill NYSHIP directly. The only possible cost is a standard co-pay of around $25, depending on your plan — and in some cases there is none at all. We confirm the exact amount when we verify your benefits, before your visit.

How do I know if my NYSHIP plan covers massage therapy?+

Send a photo of the front and back of your insurance card plus your driver's license. We run the benefits check and come back to you with the exact details, usually within one business day. You never have to call your insurer yourself.

How do I send the card photos?+

Email them to amtpc1004@gmail.com or text them to (347) 738-3251. Make sure both sides of the card are legible. We review and follow up promptly.

NYSHIP benefits check

Send us your insurance information.

We use these details to check your Empire Plan benefits and co-pay before your first visit — usually within one business day. You'll get an email confirmation with our intake form attached.

Still needed: a photo of your insurance ID card (front and back) and your driver's license. Reply to our confirmation email, or text them to (347) 738-3251.

About you
Your coverage
Scheduling

Your information is kept private and never shared.

Anthem Blue Cross Blue Shield

We file the claim with Anthem BCBS for you.

We're an out-of-network provider for Anthem Blue Cross Blue Shield PPO plans. We file every claim for you — you never file anything yourself.

What you pay depends on your plan's out-of-network benefits. We check them for free before your first visit.

At a glance
  • —PPO plans only — HMO and EPO plans aren't accepted
  • —Out-of-network provider — we file the claim with Anthem BCBS
  • —Your cost depends on your plan — checked for free before your first visit
  • —A doctor's note is required
  • —The part your plan doesn't cover is paid by cash or card
State employees and teachers

If your card says “The Empire Plan” or “NYSHIP”, use the NYSHIP tab — even if the Anthem name also appears on the card. Go to NYSHIP →

How it works — four steps

01

Send your insurance info

Fill in the form below, call (347) 738-3251, text, or email amtpc1004@gmail.com.

Insurance card, front and back · plus your driver's license
02

Free benefits check

We check your plan's out-of-network benefits and tell you what you'd pay — before your first visit, at no charge.

03

Bring your doctor's note

Anthem BCBS needs a doctor's note (prescription) for medical massage. Bring it to your first visit, or send us a photo.

04

Treatment — we bill Anthem BCBS

We file the claim with Anthem BCBS. You pay the part your plan doesn't cover, by cash or card.

What to send us
  • —Insurance ID card — front
  • —Insurance ID card — back
  • —Driver's license
  • —Doctor's note (prescription) for medical massage
  • —Completed intake form
What you'll pay
  • —Standard and specialty sessions are both billed to Anthem BCBS
  • —You pay the part your plan doesn't cover, by cash or card
  • —Deductible and coinsurance depend on your plan
  • —We tell you what to expect before your first visit

Anthem BCBS questions

Do you accept Anthem Blue Cross Blue Shield?+

Yes. We're an out-of-network provider for Anthem Blue Cross Blue Shield PPO plans, and we file the claims with Anthem BCBS for you.

How much will I pay with Anthem BCBS?+

It depends on your plan's out-of-network benefits, such as your deductible and coinsurance. We check your benefits for free before your first visit and tell you what to expect. The part your plan doesn't cover is paid by cash or card.

Do I need a doctor's note for Anthem BCBS?+

Yes. Anthem BCBS needs a doctor's note (prescription) for medical massage. Bring it to your first visit, or send us a photo with your insurance card.

I have an Anthem BCBS HMO or EPO plan. Can I use it here?+

No. HMO and EPO plans don't cover out-of-network care, so we don't accept them. We accept Anthem BCBS PPO plans only.

My Empire Plan card shows the Anthem name. Should I use the Anthem BCBS tab?+

No — use the NYSHIP tab. If your card says The Empire Plan or NYSHIP, your massage benefits run through NYSHIP, even when the Anthem name also appears on the card.

Anthem BCBS benefits check

Send us your insurance information.

We use these details to check your Anthem BCBS benefits before your first visit — free of charge. You'll get an email confirmation with our intake form attached.

Still needed: a photo of your insurance card (front and back), your driver's license and your doctor's note. Reply to our confirmation email, or text them to (347) 738-3251.

About you
Your coverage
Scheduling

Your information is kept private and never shared.

Health savings & flex spending

Swipe the card you already have.

Medical massage is an IRS-qualified medical expense. Pay directly with your HSA or FSA debit card at the clinic — $130 for the standard hour, $150 for cupping, lymphatic drainage or myofascial release.

You'll need a Letter of Medical Necessity from your own physician. We provide an itemized Superbill after every session for your records.

What a Letter of Medical Necessity is
  • —A letter from a licensed doctor confirming massage therapy is medically necessary for you
  • —It must name your diagnosis with an ICD-10 code — e.g. M54.5 for low back pain
  • —It must be dated within the last 12 months
  • —Obtain it from your own doctor or chiropractor beforehand

How to use your HSA or FSA

01

Book, and tell us

Call (347) 738-3251 or book online. Say you're paying with HSA/FSA, and bring the card on the day.

02

Get your LMN first

From your primary physician, chiropractor, or specialist. It needs an ICD-10 code and a date within 12 months. Bring it in; we keep a copy on file.

Already have one that qualifies? Just bring it.
03

Pay at the clinic

Swipe the HSA or FSA card at the time of service — $130 or $150 for the hour, depending on the session. In most cases it processes without issue.

Gratuity can't come from HSA/FSA funds — bring cash or a personal card for that.
04

Take your Superbill

Itemized after every session — CPT procedure codes, ICD-10 diagnosis codes, and provider license details. Keep it in case your administrator asks.

05

If the card declines

Some cards need pre-authorization for massage. Pay out of pocket, then submit the Superbill and LMN to your plan administrator online. Most reimburse in five to ten business days.

HSA vs FSA — the difference that matters
  • —HSA: funds roll over year to year — no deadline
  • —FSA: use it or lose it — expires December 31, or at your plan's year end
  • —FSA balance about to expire? Book before you lose it
  • —Both cards are accepted for the $130 and $150 session fees
What to bring
  • —Your HSA or FSA debit card
  • —The LMN from your doctor or chiropractor
  • —Cash or a personal card for any gratuity
  • —Nothing else — we prepare the Superbill

HSA & FSA questions

Do I need to see my own doctor before coming?+

Yes — for HSA/FSA you need the Letter of Medical Necessity from your own doctor, chiropractor, or specialist before your first session. It must carry an ICD-10 diagnosis code and be dated within the last 12 months. Once you have it, just bring it in.

My FSA year is ending — can you fit me in quickly?+

Don't let the balance expire. Call (347) 738-3251 and we'll find the earliest opening — we're open Monday through Saturday, and Sunday 9am–7pm by appointment.

Why might my HSA/FSA card be declined?+

Some cards auto-approve only certain merchant categories. If massage therapy isn't pre-authorized on your plan, the card can decline at the point of sale. Pay out of pocket and submit the Superbill and LMN to your administrator — most plans reimburse within five to ten business days.

Can I use my spouse's or dependent's HSA/FSA?+

Generally yes. HSA and FSA funds can be used for qualified medical expenses for the account holder, their spouse, and eligible dependents on the plan.

Ready to use your card?

Bring the LMN and the card. We'll have your Superbill ready before you leave.

Auto accident recovery

No fault to prove. No cost to you.

New York's No-Fault law covers medical treatment after a car accident regardless of who caused it. We accept No-Fault and handle all paperwork and billing directly.

Contact us and we'll email you every form you need. Once your claim is active there is no out-of-pocket cost.

What No-Fault covers
  • —Medical massage for injuries from a car accident, regardless of fault
  • —Whiplash, neck and back pain, soft-tissue injury, muscle spasm
  • —Treatment starting immediately — don't wait for a settlement
  • —Direct billing to your insurer, no upfront cost
Please note

GEICO No-Fault claims are no longer accepted as of January 2026. If you're insured through GEICO, call (347) 738-3251 — we'll go through your options, including cash pay at $130 per session.

How it works — step by step

01

File your claim right away

Contact your auto insurer and open a No-Fault (PIP) claim. Get the claim number — you'll need it.

In New York you must file within 30 days of the accident, or the claim can be denied.
02

Call us — we email the paperwork

Reach us at (347) 738-3251 or amtpc1004@gmail.com with your claim number, insurer, and basic accident details. Every required form comes back to you by email.

03

Return the completed forms

Send them back by email, or fax to (516) 324-3250. We then contact your insurer to confirm massage therapy is authorized on the claim.

04

We coordinate with your insurer

We verify coverage with your No-Fault carrier and handle all billing from there. You focus on recovering.

05

Begin treatment — nothing to pay

Once coverage is verified you receive your sessions at no out-of-pocket cost. We bill the insurer for every visit.

Insurers can refuse to pay for two treatments on the same day — don't book another treatment on your massage day.
What you'll need to provide
  • —Your No-Fault claim number
  • —Auto insurer's name and contact
  • —Date and basic details of the accident
  • —Police report number, if you have one
  • —Doctor's prescription or referral for medical massage
  • —A copy of your photo ID
  • —Nothing else — we handle all billing
Critical NY No-Fault rules
  • —File your claim within 30 days of the accident
  • —One treatment per day — insurers can refuse same-day visits
  • —GEICO not accepted as of January 2026
  • —Gaps in treatment weaken a claim — start as soon as you can

No-Fault questions

Do I need a doctor's authorization before starting treatment?+

No-Fault insurers usually require a medical referral for massage therapy. Call us with your claim details and we'll tell you exactly what your carrier needs — and coordinate it for you where we can.

What if I miss the 30-day filing window?+

Call your insurer immediately regardless — some carriers accept a late filing with a written explanation. If the claim is denied, you can still be treated here as a cash patient at $130 per session, or use HSA/FSA funds.

Will I ever be billed for anything?+

Not while your No-Fault claim is active and massage therapy is authorized on it. We bill the carrier directly for each session and you pay nothing at any point.

I'm with GEICO. What are my options?+

We stopped accepting GEICO No-Fault claims in January 2026. You're still welcome as a patient — call (347) 738-3251 and we'll walk through cash pay at $130 per session, the 10-session package, or HSA/FSA payment.

Injured in an accident?

Call today with your claim number. The forms go out the same day.

No-Fault claim details

Send us your claim information.

We use these details to verify your No-Fault benefits with your insurer before your first visit. You'll get an email confirmation with our intake form attached.

Still needed by email: your doctor's prescription or referral, and a copy of your photo ID. Reply to our confirmation, or send them to amtpc1004@gmail.com.

About you
Your claim
Claims adjuster

Your information is kept private and never shared.

Required for every patient

Complete the intake form before your first visit.

NYSHIP, Anthem BCBS, HSA/FSA or No-Fault — every patient needs a completed intake form. Get it from the Patient Info page, fill it out, and send it back before your first appointment.

  1. 01Download the intake form (PDF) on the Patient Info page.
  2. 02Fill it out completely — print and sign, or complete it digitally.
  3. 03Email the finished form to amtpc1004@gmail.com.
Get the intake form →